SPECIAL ADVERTISING SECTION PROFILES Ask the Home Experts
What advantages are there to getting our mortgage through a credit union?
How do I choose a good lender for a mortgage?
Compare and look for advantages that matter to you. Not all lenders offer the same programs
or have the same strengths. Signal measures up to any lender in the area. We offer every kind
of mortgage and offer special programs for first-time homebuyers, veterans and FHA loans—
and with our HomeAdvantage TM Program members get money back at closing.
Our mortgage team is all in-house. That's us in the photo—underwriter, processor,
manager, loan officers—everyone who gets your mortgage done. Speed, accuracy and
efficiency are built in, and everything we do has a human touch. Our Loan Committee meets
weekly to evaluate every mortgage to ensure we're providing the best to our members and
identify unique situations where we can really help borrowers.
Signal offers competitive rates and low lender fees. Our most unique product is our 5/5
Adjustable Rate Mortgage (ARM). This mortgage not only starts with an excellent rate—any
rate adjustments are capped at 1 percent and only happen every five years, ensuring your
interest rate stays low.
We're not a huge national bank. We’re local, and proud to serve and support our
communities and give back. We know this market well and offer customized, personalized
services to our members.
Credit unions are organized to benefit their membership, with products and services geared
toward giving back to members with better interest rates and higher-yielding accounts.
Borrowing through a credit union also offers peace of mind knowing that your lender is
listening to your specific needs and guiding you toward the best product for your situation—
not just one that gives them the highest return. With Signal, membership is easy and there
are many ways to join.
3015 University Blvd., West
Kensington, MD 20895
Your Mortgage Team, Signal Financial Federal Credit Union
Best of DC, City Paper—3rd place for Best Bank/
Credit Union; Advisory HQ—Ranked in the top 5 for
Best Bank/Credit Union; Better Business Bureau—
Left to right: PJ Ulzheimer,
Alice Yang, Michael Jackson,
Awa Diop, Lisa Ong,